Find your perfect place.

Spruce Creek South HOA Details & More

Click Here for Spruce Creek South Community Overview & Homes for Sale

HOA Details

  • Monthly HOA Dues: $163 - $178
  • Security: Gated
  • HOA Includes: Clubhouse, common area maintenance, trash, guard
  • Rentals Allowed: Yes
  • Rental Restrictions: Request Rules & Regulations
  • Rental Services: No Rental Service
  • Pet Restrictions: 2 Pets

* For more information, available listings, or to schedule a community tour, Contact Us!

Construction Details

  • Current Builder: Harvey Erp
  • Total Number of Homes: 1625
  • Home Sizes: 800 – 2,400 SF
  • Gas or Electric: Electric
  • Age of Homes: 1989 to 1995

Homes for Sale in Spruce Creek South

17978 Se 104th Terrace, Summerfield
$237,900
2 Beds ⋅ 2 Baths ⋅ Spruce Creek South SubDv. ⋅ 34491 Zip Code ⋅ Active Status
WELCOME HOME TO THIS BEAUTIFULLY MAINTAINED PALM MODEL WITH GOLF COURSE VIEWS! Enjoy beautiful golf course views from the spacious Florida Room, which is conveniently located under the home’s regular roofline, providing a comfortable space to relax and enjoy the Florida lifestyle. This home is being offered TURN-KEY w/ FURNITURE, Golfcart Can Convey (Be included) with an accepted offer. The desirable split-bedroom floor plan provides privacy for both owners and guests, while vaulted ceilings in the main living areas create an open, spacious feel. Newer laminate plank flooring welcomes you as you enter and continues throughout the main living areas. The spacious kitchen offers plenty of cabinetry and generous counter space, making it a wonderful space for the chef of the home. Additional features include lighting above the cabinetry and a skylight that fills the kitchen with beautiful natural light and creates a bright, inviting atmosphere. IMPORTANT UPDATES: Roof: 2022 HVAC: 2016 Septic pumped: 9/2026 ENJOY THE SPRUCE CREEK SOUTH LIFESTYLE Located in the desirable 55+ gated community of Spruce Creek South, residents enjoy a wide variety of amenities and activities, along with a guarded main entrance and security. Community amenities include an 18-hole golf course, pro shop, restaurant, community pool, fitness center, jacuzzi, men's and women's spas, tennis courts, pickleball, shuffleboard, softball field, dog park, and scenic nature, walking, and bike paths. Additional gated parking is available for an additional fee on a semi-annual or annual basis. The community center features a live performance stage with events throughout the year, a dance floor, dining area, and community kitchen. There are also dedicated recreation spaces for the library, billiards, crafts, cards, dominoes, mahjong, and more. This is a golf-cart-friendly community, adding another fun and convenient way to get around. Residents can even participate in the community's annual golf cart parades for the Fourth of July and Christmas, decorating their carts and joining in the festivities or simply enjoying the fun as a spectator. A LOCATION THAT REALLY STANDS OUT One of the unique advantages of Spruce Creek South is its convenient access to surrounding amenities. Residents can legally travel by golf cart through the community's main entrance, cross U.S. 441, and access numerous shopping, dining, medical, and everyday conveniences. The community is conveniently located just minutes from shopping, restaurants, banks, gas stations, hospitals, urgent care, dentists, specialty medical clinics, barber shops, hair and nail salons, and more. Residents can also use the residential back gate to access a nearby plaza offering additional conveniences, including restaurants, drugstores, dental and specialty clinics, urgent care, an ice cream shop, barber and beauty services, nail salons, Planet Fitness, and more. A Super Walmart is also conveniently located across U.S. 441, approximately five minutes away. And when you're ready for even more shopping, dining, entertainment, and recreation, The Villages is just approximately two miles away. This Palm Model offers the combination of golf course views, a turnkey opportunity, desirable updates, an active 55+ community, and exceptional everyday convenience. Schedule your private tour today and come experience everything this wonderful Spruce Creek South home and community have to offer!

17978 Se 104th Terrace, Summerfield

10190 Se 178th Street, Summerfield
$229,999
2 Beds ⋅ 2 Baths ⋅ Spruce Crk South 04 SubDv. ⋅ 34491 Zip Code ⋅ Active Status
Located in Spruce Creek South, this Pecan model home is a gem! Upon arrival, you are greeted by a lovely exterior and a welcoming front porch. Offering 2 bedrooms and 2 full bathrooms, the atmosphere is inviting and tranquil with Luxury Vinyl Tile (LVT) flooring throughout and plenty of natural light. Enjoy the recently refreshed kitchen featuring a new dishwasher, a new over-the-range microwave, and updated countertops. The spacious primary bedroom features a walk-in closet and an en-suite bath. The enclosed lanai with tile flooring is the perfect place to relax, entertain, and extend your indoor living space. The fenced-in backyard is a secure retreat with a vinyl-coated chain-link fence and an extended outdoor patio slab perfect for grilling. A new rear storm door, recently added retractable sun shades on the front porch, and outdoor motion-sensor lights add to the overall appeal. The 2-car garage is equipped with a convenient sliding screen door, offering a well-ventilated workspace or parking. This fantastic home has been lovingly maintained. Recent improvements include a 2025 roof, a 2026 water heater, and a brand-new electrical panel that meets the new regulations that went into effect in September 2026. The septic tank was also pumped this year, and new smoke alarms have been installed throughout. All of these notable features offer convenience and peace of mind. Spruce Creek South is Summerfield’s highly desirable, active 55+ community, conveniently located near The Villages. Community amenities include a community center, a heated pool with a separate jacuzzi, a fitness center, pickleball courts, a billiards room, a library, and card rooms. The opportunity to socialize is endless, with numerous classes, activities, groups, and seasonal community events with live entertainment. If you are a golf enthusiast, be sure to check out the gentle rolling greens at The Links at Spruce Creek South. Adding additional convenience to your active lifestyle, shopping, dining, and medical facilities are just a golf cart ride away. For those looking to move right in, furnishings are negotiable. There’s so much to love about this home and community! We invite you to schedule a showing today.

10190 Se 178th Street, Summerfield

17726 Se 106th Terrace, Summerfield
$260,900
3 Beds ⋅ 2 Baths ⋅ Spruce Creek South SubDv. ⋅ 34491 Zip Code ⋅ Active Status
Welcome home to this spacious beautiful Dogwood Model A ONE OWNER HOME! SELLING TURNKEY MOVE IN READY WITH ALL THE FURNITURE, SILVERWARE, KITCHEN UTENSILS, LINEN AND MISCELLANEOUS ITEMS! This is one of the biggest 3-bedroom, (Split bedrooms) primary is on one side for added privacy and the other 2 bedrooms are on the opposite side of the home) 2-bathroom, 2 car garage with a residential Lanai under heat and ac in Spruce Creek South. The collectible and vintage items around the house and inside the display cabinets DO NOT CONVEY.! The GOLF-CART IS INCLUDED WITH AN ACCEPTED OFFER! This is a Gated Golf course Golfcart 55 Plus Community. Ideally located in a quiet cul-de-sac near the main gate, with easy in and out access. It is legal to drive your golfcart through this main gate as well! * Property Highlights include * Roof is newer, it is a 2022, The HVAC is a 2023, Newer Windows 2010! You will appreciate having A Large living room in the heart of the home connecting directly to the lanai and L shape to dining area, which connects to the spacious kitchen. The enclosed lanai offers a spacious 12' x 29' area, providing plenty of room for relaxing, entertaining, and enjoying Florida’s lifestyle under heat and ac. Garage: Oversized 2-car garage with laundry area and side door. Location & Community Features: Located in the active, 55+ gated community of Spruce Creek South with an on-site entry guard and security. Main Amenities: 18-hole golf course, pro shop, restaurant, community pool, tennis courts, and a dog park. Sports Facilities: Dedicated spaces for pickleball, shuffleboard, softball, and nature/bike paths, Dog park area, additional gated parking space for added cost semi or yearly in back of community. The Community Center: Features a live performance stage for ongoing events throughout the year, dance floor, dining area, and a community kitchen. Recreation Rooms: Dedicated spaces for library, billiards, crafts, cards, dominoes, mahjong, and more... This is Golf-cart friendly neighborhood, (there are at least two golf cart parades in the year...One for the fourth of July and one for Christmas) You get to participate in decorating your golfcart and competing for a price, or you can just watch, Lots of Fun! A key feature of this community is that You can legally go out the front gate and cross 441 which takes you to tons of establishment amenities. You are withing minutes to shopping, dining, barber, hair and nail salons, banks, gas station, hospitals, urgent care, dentist, and specialty clinics, just to name a few. There is even a Super Walmart across the community on 441 just 5 minutes away. Spruce Creek South is situated just 2 miles from The Villages which is a destination, offering everyday entertainment in the square with life music and events, more restaurants and shops! You will be a short drive from Orlando and Tampa attractions as well. At this price with all these improvements, it is sure to please and check many boxes, don't miss out make your showing appointment today.

17726 Se 106th Terrace, Summerfield

9619 Se 174th Place Road, Summerfield
$269,900
2 Beds ⋅ 2 Baths ⋅ Spruce Creek South SubDv. ⋅ 34491 Zip Code ⋅ Active Status
A gem in Spruce Creek South, a 55+ golf community! 2 Bed/2 Bath EXTENDED PALM model! Check ALL the major HOUSE maintenance items off the list……. BRAND NEW EPOXY DRIVEWAY AUG 2026, NEW ROOF 2024, New DOUBLE PANE WINDOWS 2024 throughout the house, NEW HWH 2024, NEW LVP FLOORING 2024 throughout the main living area and bedrooms, NEW HVAC 2024, NEW AWNINGS 2024 over front windows, NEW exterior entry door to garage 2026, NEW BIRDCAGE 2025 over the 20’ x 12’ patio creating a perfect spot for an outdoor oasis... INCLUDES A 2024 JOLI 500 SERIES HOT TUB!!!!! This beautiful home is MOVE IN READY!! A large open kitchen offers many cabinets for plenty of storage with a generous space for a breakfast nook and a sliding glass door to the outdoor birdcage area which also makes grilling outdoors very convenient to the kitchen. A 9 x 9 bonus area off the kitchen has many possibilities, small office or a large walk-in pantry! Both bedrooms are spacious and each has a roomy walk in closet. The EXTENDED Lanai has sliding windows for those breezy days, an electric fireplace for those chilly days and a portable AC for those “Not so chilly days”! This room has many possibilities!!! This development has a LOCATION and CONVENIENCE that is key to living in Spruce Creek South. It is located off of US Highway 441 in Summerfield, FL on the north end of a conduit to an ABUNDANCE of stores, restaurants, hospital and medical facilities, and professional offices. Spruce Creek amenities include an “on property” restaurant, pool and fitness center with spa facilities, a Clubhouse that has game rooms and an event space available to the residents, golf course, Tennis courts, softball field, shuffleboard, Dog park, and walking & bike paths. Only minutes away from Spanish Springs Town Square in The Villages, where you can enjoy the nightly entertainment and to visit the many shops and restaurants it has available! Partial furniture does convey with the purchase; Dining room table and chairs, Kitchen table and chairs, master bedroom furniture, second bedroom 2 dressers, portable AC unit (in lanai). PORTABLE HOME GENERATOR is available FOR A SEPARATE PRICE! This house is a MUST SEE!!! SELLER IS VERY MOTIVATED!!! Call for a private showing!!

9619 Se 174th Place Road, Summerfield

17624 Se 108th Terrace, Summerfield
$219,000
2 Beds ⋅ 2 Baths ⋅ Spruce Crk South I SubDv. ⋅ 34491 Zip Code ⋅ Active Status
Virtually Staged. Welcome to easy Florida living in the desirable gated 55+ community of Spruce Creek South! Whether you’re searching for a full-time residence or the perfect seasonal escape, this beautifully refreshed 2-bedroom, 2-bath home with a 2-car garage offers the perfect combination of comfort, convenience and an active Florida lifestyle. <br><br> Situated on a corner lot with a fenced backyard, this move-in-ready home features brand-new luxury vinyl plank flooring throughout, brand-new appliances and fresh interior paint. Even better, several big-ticket items have already been taken care of, including a NEW ROOF in 2025, HVAC system installed in 2017 and a water heater approximately 2 years old. The property is also located in FEMA Flood Zone X, outside the Special Flood Hazard Area and not within a designated evacuation zone. <br><br> Enjoy Florida’s beautiful weather from the sunroom or the additional screened porch—two great spaces for morning coffee, relaxing with a good book or entertaining friends and family. <br><br> Spruce Creek South makes it easy to be as active or social as you’d like. This golf-cart-friendly community offers a heated outdoor pool, fitness center, pickleball, tennis, bocce, shuffleboard, softball, billiards and a clubhouse featuring card and game rooms, arts and crafts spaces and a variety of community activities. <br><br> Golfers will appreciate The Links at Spruce Creek South, an 18-hole golf course designed by Terry Doss and located right within the community, with optional golf programs available. <br><br> The location is hard to beat! Spruce Creek South is just minutes from The Villages, putting an incredible variety of shopping, dining, entertainment, medical services and everyday conveniences close at hand. <br><br> With major updates already completed, multiple indoor and outdoor living spaces, a fenced backyard, corner lot, 2-car garage and an amenity-rich 55+ community, this home is ready to enjoy from day one. <br><br> Bring the golf cart, pack the golf clubs and start enjoying the Florida lifestyle you’ve been waiting for!

17624 Se 108th Terrace, Summerfield

10731 Se 174th Loop, Summerfield
$299,900
2 Beds ⋅ 2 Baths ⋅ Spruce Creek South SubDv. ⋅ 34491 Zip Code ⋅ Active Status
Virtually Staged. Prepare to fall in LOVE with this exceptional one-of-a-kind home in the sought-after 55+ Golf Community of SPRUCE CREEK SOUTH, where comfort, style, and the carefree Florida lifestyle come together beautifully! With 1,736 square feet under air, this spacious 2 Bedroom, 2 Bath home offers an inviting split-bedroom floor plan designed for both privacy and effortless entertaining, along with an INDOOR LAUNDRY room and not one, but TWO comfortable living areas. From the moment you arrive, the FRESH NEW LANDSCAPING and NEWER SCREENED FRONT PORCH create a warm and welcoming first impression. Inside, the home continues to impress with thoughtful updates to include Chair Rail Molding in Living and Dining rooms, NEW UPSCALE CEILING FANS AND LIGHTING. The spacious Primary suite is a true retreat, Featuring a large bedroom and an incredible 12 x 17 WALK IN CLOSET with plenty of room to organize everything with ease. Both bathrooms Feature convenient UPDATED WALK IN SHOWERS, adding comfort and accessibility to this beautifully maintained home. The updated galley Kitchen is sure to delight, with beautiful UPDATED CABINETRY, TWO PANTRY CABINETS with convenient PULL-OUT SHELVING, a gorgeous GLASS BACKSPLASH, upgraded Laminate countertops, updated appliances, and a cozy breakfast nook that is perfect for morning coffee. WHOLE HOUSE WATER SOFTENER SYSTEM! French doors from the family room open to your own private outdoor oasis—an oversized screened lanai where you can relax, entertain, or simply enjoy the beautiful Florida weather. MOTORIZED HURRICANE SHUTTERS provide added peace of mind. Also room to park a golf cart, motorcycle, etc through the side entry. And when Florida weather takes a turn, you'll be prepared with a WHOLE HOUSE GENERAC GENERATOR. The extended two-car garage provides additional space for vehicles, golf carts, hobbies, and storage, while the large corner lot gives the property an extra sense of openness and privacy, while the Dusk to Dawn lights surrounding the home add to the ambience. Major updates include a NEW ROOF 2022 and HVAC 2018, making this home as practical as it is beautiful. Best of all, this wonderful home is located in SPRUCE CREEK SOUTH, a vibrant 55+ Gated Golf Community adjacent to THE VILLAGES, Florida off Hwy 441/US 27. Here, every day can feel like a vacation, with an array of amenities, activities, social clubs, recreation, and golf right outside your door. Whether you're looking to spend your days on the golf course, meeting friends, enjoying community activities, or simply relaxing on your screened lanai, this is Florida living at its finest. Come discover your own little piece of paradise, you may never want to leave!

10731 Se 174th Loop, Summerfield

Start Your Search

How much is your home worth?

Get instant property value now!