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Spruce Creek South HOA Details & More

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HOA Details

  • Monthly HOA Dues: $163 - $178
  • Security: Gated
  • HOA Includes: Clubhouse, common area maintenance, trash, guard
  • Rentals Allowed: Yes
  • Rental Restrictions: Request Rules & Regulations
  • Rental Services: No Rental Service
  • Pet Restrictions: 2 Pets

* For more information, available listings, or to schedule a community tour, Contact Us!

Construction Details

  • Current Builder: Harvey Erp
  • Total Number of Homes: 1625
  • Home Sizes: 800 – 2,400 SF
  • Gas or Electric: Electric
  • Age of Homes: 1989 to 1995

Homes for Sale in Spruce Creek South

9900 Se 175th Place, Summerfield
$377,000
3 Beds ⋅ 2 Baths ⋅ Spruce Creek South SubDv. ⋅ 34491 Zip Code ⋅ Active Status
Extensively updated with a NEW HVAC system (2026) and numerous 2025 improvements, including quartz countertops, attic insulation, driveway, walkway, front porch, sprinkler system, owner's suite window, and washer & dryer. The enclosed patio also features a mini-split A/C system for year-round comfort. Nestled within the sought-after Spruce Creek South 55+ golf community, this beautifully renovated 3-bedroom, 2-bath residence offers over 2,300 square feet of exceptional living space with stunning golf course and water views. Investor-friendly opportunity! Owners are permitted to rent the property up to four times a year, with a minimum rental period of three months a lease, providing flexibility for seasonal residents and potential income opportunities. Perfectly positioned to capture breathtaking golf course and water views, this exceptional property combines comfort, elegance, and Florida lifestyle living at its finest. The home overlooks the 6th hole, a Par 5 measuring 487 yards, providing spectacular golf course views from your own backyard. Step inside to discover a spacious open floor plan featuring updated finishes, abundant natural light, and generous living and entertaining areas. The oversized primary suite serves as a private retreat with a large adjoining bath and ample closet space. The beautifully updated kitchen features stunning quartz countertops, while the thoughtfully designed layout provides the perfect blend of functionality and comfort for everyday living and entertaining. Enjoy morning coffee or evening sunsets from the enclosed patio overlooking the picturesque golf course, tranquil water views, and the community's iconic lighthouse. Beautiful landscaping and outstanding curb appeal make this home truly move-in ready. Located in the gated Spruce Creek South community, residents enjoy golf, recreation, social clubs, activities, and a vibrant active-adult lifestyle just minutes from The Villages, shopping, dining, medical facilities, and everyday conveniences.

9900 Se 175th Place, Summerfield

9498 Se 174th Loop, Summerfield
$274,900
2 Beds ⋅ 2 Baths ⋅ Spruce Creek South SubDv. ⋅ 34491 Zip Code ⋅ Active Status
NEW ROOF (2023) NEW HVAC (2022), NEW WATER HEATER (2024), and PROFESSIONALLY CLEANED AIR DUCTS (2024). Welcome to your own private oasis in the Beautiful Gated 55+ Golf Community of SPRUCE CREEK SOUTH, adjacent to THE VILLAGES, Florida and surrounded by everything that makes Central Florida living so desirable. Known for its active lifestyle, friendly atmosphere, and exceptional amenities. Nestled on a desirable CORNER LOT, this meticulously maintained PALM III Model built in 2003 with over 1,880 square feet under air invites you to enjoy easy Florida living with 2 Bedrooms, 2 Bathrooms, and a BRIGHT FLORIDA ROOM that serves as the perfect space to unwind with your morning coffee, entertain friends, or simply enjoy the sunshine year round. From the moment you step inside, you'll appreciate the SOARING CEILINGS AND NO POPCORN CEILINGS, open and airy feel, and stylish LUXURY VINYL PLANK FLOORING that flows throughout the home. The well-appointed kitchen is designed to please, Featuring newer appliances, NEW DEEP KITCHEN SINK, abundant cabinetry, generous counter space, and an adjacent INSIDE LAUNDRY ROOM for added convenience. Updates include NEW ROOF (2023) NEW HVAC (2022), NEW WATER HEATER (2022), and PROFESSIONALLY CLEANED AIR DUCTS (2022). One of the many highlights of this location is LEGAL GOLF CART ACCESS, allowing you to easily reach nearby shopping, restaurants, banks, medical offices, and top-rated hospitals without ever needing to get in your car. Life in Spruce Creek South feels like a year round vacation. Residents enjoy pickleball, tennis, swimming, bocce ball, scenic walking trails, and an active community center complete with a fitness room, sauna, library, billiards room, craft spaces, games, and an endless variety of clubs and social activities. Golf enthusiasts will especially appreciate the community's popular 18 hole Links Golf Course, offering beautiful fairways just moments from your front door. With convenient access to I-75, exciting day trips, entertainment, and all that Central Florida has to offers are always within easy reach. Discover why so many are proud to call Spruce Creek South home and start living the vibrant Florida lifestyle you've always imagined! (Check out the Matterport virtual under Tour 2 tab.)

9498 Se 174th Loop, Summerfield

9532 Se 173rd Lane, Summerfield
$240,000
2 Beds ⋅ 2 Baths ⋅ Sruce Creek South SubDv. ⋅ 34491 Zip Code ⋅ Active Status
Charming, Move-In- Ready 2 bedroom, 2 full bath, 2 car garage! Welcome home to this beautifully maintained Palm II model situated on 0.20-acre lot. Located in the desirable gated community of Spruce Creek South in Summerfield. Offering 1,678 sq ft of comfortable living space, this single-family residence features a split-bedroom plan with vaulted ceilings and an open, light-filled layout perfect for everyday living and entertaining. Step inside to find luxury vinyl plank flooring throughout, a generous, bright kitchen with upgraded counters and backsplash. Both bathrooms feature tile flooring, and the primary suite offers a generous walk in closet. The expansive Florida room adds valuable living space. Enjoy your private backyard with mature landscaping and 12x12 sq ft screened patio. The oversized garage has a dedicated laundry area with a convenient work bench and storage. Updates include: windows and doors, garage door, new appliances, fresh paint and LVP flooring throughout living spaces. Residents of Spruce Creek South, a golf course community with many amenities: pool, tennis courts, pickleball, clubhouse, fitness center, recreation facilities, and more. Ideal location is just a short drive to The Villages' amazing shopping, dining, and medical services. This well-cared-for home is truly move-in ready and priced to sell. Don’t miss your opportunity to own in one of Summerfield’s most sought-after 55+ active communities! Furniture is available and negotiable.

9532 Se 173rd Lane, Summerfield

17814 Se 107th Terrace, Summerfield
$249,900
3 Beds ⋅ 2 Baths ⋅ Spruce Creek South SubDv. ⋅ 34491 Zip Code ⋅ Active Status
SELLER IS PAYING TWO MONTHS OF HOA FOR THE NEW HOMEOWNER! Big ticket updates are done in this beautifully upgraded Holly model nestled in the highly sought after Spruce Creek South, a gated, guard secured 55 plus golf community just minutes from The Villages. Enjoy peace of mind with a NEW ROOF 2024, NEW AC with NEW THERMOSTAT and a one year maintenance plan 2025, NEW WINDOWS 2025, upgraded bathrooms 2024, and new siding 2023. Additional updates include new flooring, a new front door and screen door, a new driveway and garage door, and blown in insulation. The home is also connected to The Villages Hospital power grid for added peace of mind and power at all times. Just move in and enjoy. Pride of ownership shines from the moment you arrive, with a decorative painted driveway, covered front porch, and fresh curb appeal setting the tone. Step inside to a bright, open floor plan with generous living areas, abundant natural light, and a warm, welcoming feel throughout. The kitchen offers ample cabinetry, plenty of workspace, and all appliances included. A water softener adds everyday comfort. Step out to the spacious screened pan roof lanai, the perfect retreat for morning coffee, evening relaxation, and year round Florida living. Beyond the home, Spruce Creek South offers an unmatched active lifestyle. The impressive 25,000 SF clubhouse features a state of the art fitness center, hobby and game rooms, a library, and a grand ballroom. The beautifully maintained 18 hole golf course winds through the community with scenic views, and the golf club includes a pro shop and The Links restaurant serving breakfast, lunch, and dinner. Residents enjoy pickleball, bocce, volleyball, basketball, tennis, a heated pool and spa, walking and biking trails, lakes, parks, and more than 30 clubs including the popular traveling softball and horseshoe teams. Golf cart access leads directly to shopping, dining, medical offices, Walmart, Aldi, and The Villages, where you can enjoy free concerts every day of the year. Conveniently close to Silver Springs State Park, the World Equestrian Center, Lake Weir recreation, and major healthcare facilities in Ocala. Deed restricted community with a required monthly amenities fee. No CDD and no bond. Homes this updated in this community do not last. Schedule your private showing today.

17814 Se 107th Terrace, Summerfield

17990 Se 100th Terrace, Summerfield
$299,900
3 Beds ⋅ 2 Baths ⋅ Spruce Creek South SubDv. ⋅ 34491 Zip Code ⋅ Active Status
ROOF (2023), HVAC (2015) Perfectly positioned on a QUIET cul-de-sac and OVERLOOKING THE GOLF COURSE, this exceptional residence captures breathtaking panoramic views of the #1 GREEN and 2nd TEE BOX in the highly sought after 55+ Gated Golf Community of SPRUCE CREEK SOUTH, ideally located just moments from THE VILLAGES, FLORIDA. This beautifully appointed, FULLY FURNISHED 3 Bedroom, 2 Bath home welcomes you with an immediate sense of warmth and elegance the moment you step inside, offering the true essence of Florida living. Designed for both comfort and style, the home Features gorgeous LAMINATE Flooring, refined CROWN MOLDING, and PLANTATION SHUTTERS throughout, creating a polished and cohesive look. The inviting Florida room and covered patio provide the perfect setting to relax or entertain while enjoying serene golf course views and Florida’s year round sunshine. Thoughtfully maintained, this home offers peace of mind with a NEW ROOF (2023) and an HVAC (2015). Life in Spruce Creek South is nothing short of vibrant, with an array of amenities designed to enhance every day. Residents enjoy access to billiards, bocce, softball fields, tennis and pickleball courts, a welcoming restaurant, and countless social clubs that bring neighbors together. Golf enthusiasts can take advantage of the course just outside their door, while convenient golf cart access makes it effortless to reach nearby shopping, dining, medical facilities, and entertainment. This is more than just a home, t’s the retirement lifestyle you’ve been dreaming of, where every day feels like a getaway. Don’t miss the opportunity to make this extraordinary property your own. Comes completely furnished.

17990 Se 100th Terrace, Summerfield

10319 Se 177th Place, Summerfield
$224,900
2 Beds ⋅ 2 Baths ⋅ Spruce Creek South/ Spruce Crk South SubDv. ⋅ 34491 Zip Code ⋅ Active Status
Nestled in the heart of the serene 55+ gated community of SPRUCE CREEK SOUTH this charming PECAN model offers comfortable Florida living. You'll enjoy proximity to shopping centers and restaurants making errands and dining out a breeze. The house boasts a (2026) BRAND-NEW ROOF and (2026) new REFRIGERATOR and DISHWASHER, ensuring worry-free maintenance. This spacious floor plan has 2 Bedrooms and 2 Bathrooms. The Primary Bedroom features a ceiling fan and walk-in closet and En-Suite Bathroom with walk-in shower and built-in linen closet. The Guest Bedroom is equipped with ceiling fan and closet with extra shelving. The open living-dining area flows seamlessly into the Florida Room and Lanai, filling the home with natural light and providing extra space for morning coffee, relaxing, hobbies and year round comfort. The 2 car garage (including washer and dryer) has 2 ceiling fans with entry to the Lanai and Kitchen. The back yard paver patio is perfect for barbeques and gatherings and the generous flat yard is ready to be fenced for pets, play or gardening. The covered front porch with planter, landscaped beds with rock mulch and concrete edging add to the charm of this home. Situated in the friendly community of Spruce Creek South with amenities of a clubhouse, pool, golf course, pickleball, tennis courts and many social activities you'll also enjoy easy access to shopping, dining and entertainment - plus golf cart access for fun trips to nearby plazas. Don't miss this lovely home in this active community that is a perfect blend of comfort, convenience and Florida charm! ROOF-2026 - HVAC-2004 - 1,143 Sq.Ft. Home comes Partially Furnished.

10319 Se 177th Place, Summerfield

10599 Se 178th Street, Summerfield
$212,500
2 Beds ⋅ 2 Baths ⋅ Spruce Creek South SubDv. ⋅ 34491 Zip Code ⋅ Active Status
BACK ON THE MARKET DUE TO BUYER NOT BEING ABLE TO FULFILL FINANCIAL OBLIGATIONS. PRICE IMPROVEMENT WITH MOTIVATED SELLER! Welcome Home to this lovely Corner Lot, MAPLE MODEL. 2-bedroom, 2-bathroom,1 car garage plus golfcart garage. You're greeted with a cute porch in front. and fully enclosed Florida room in the back, also concrete open patio for grilling under the roof. The roof is newer, replaced in 2021, and inspected 2026, the septic just got pumped 8/12/2026 THE HOT WATER HEATER HAS BEEN REPLACED 3/2026 WITH A NEW ONE* All the mechanicals are currently in good working condition. Located in Central Florida friendly, gated community with guard and security 24/7 for 55 plus residents. This is a golf cart community, here in Spruce Creek South you have golfcart access to a broad selection of amenities within just minutes away! You can cross 441 from the front gate legally which takes you to many businesses. The fact that this active 55+ community is near The Villages adds even more charm for those looking for that lifestyle. Community has an 18-hole golf course and a pro-shop W/ a restaurant offering entertainment, located within close proximity to the home. We also have a residential additional gate on this road which takes you directly into Terrace Plaza not far from the home, offering several restaurants, drugstores, dentist, medical centers, Urgent care, fellowship, flower shop, gallery, nail & hair salons and even a spa, including the newer planet fitness but keep in mind we have our own fitness center included with our P.O.A. with no extra charge. No bond or CDD here making it even more appealing. This community also allows chain link fencing up to 4 foot tall behind your home for your furry babies...THROUGHOUT THE YEAR This community offers a lot to keep you active & engaged! The mix of indoor and outdoor amenities makes it a perfect place for anyone looking to stay fit, socialize, & enjoy a variety of activities. Attached to the Club house , outside we have the heated pool & hot tub / spa, Inside the clubhouse we have the fitness center, his and hers sauna and bathrooms with showers, there are also showers and a separate bathroom outside near the pool. all these amenities are a huge perk, especially for year-round relaxation, recreation, and social opportunities, perfect for those looking to get the most out of their 55+ living experience! Have you had a chance to check out the clubhouse? or any of these activities in person yet? ask your realtor to take you for a tour. A furniture package can be made available if any of the furniture interests you. This home in the Spruce Creek South community offers a wonderful lifestyle for those looking to live in a vibrant, 55+ golf cart-friendly neighborhood. You will have easy access to restaurants, medical facilities, supermarkets, retail shops, gas stations, banks, hair and nail salons, barber shops, fitness options, medical facilities, The Villages Squares are just a few miles away... You have easy access only minutes away so many options to choose from! You can ride your golfcart to many of these facilities, this is a huge convenience. I want you to keep in mind, having no bond or CDD is a financial bonus for buyers who are concerned with this. Please enjoy the professional pictures and slide show and call today for your virtual or in person tour. *** Start enjoying Florida Living in this great community which has so much to offer ***

10599 Se 178th Street, Summerfield

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