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Spruce Creek South

Central Florida Active Adult 55+ Community

HOA Details

Spruce Creek South at a Glance

This intimate, folksy gated 55+ community is set among majestic trees and a number of thoroughbred horse farms. Residents enjoy seclusion and tranquility on spacious private lots, while easy golf cart transport, the adjoining plaza, and having The Villages right down the road facilitate an active social life.

spruce creek south

Price Range
Mid $100K to Low $500K
Age of Homes
1989 - 2019
Monthly HOA Dues
$175 - $190
New or Resale
Resale
CDD
No

Spruce Creek South Amenities

Golf Courses

The Links at Spruce Creek South, an attractive 18-hole championship golf course, is integrated into the development site. It’s made up of two distinct 9-hole courses, one designed to be particularly challenging even for practiced players, and it includes a full pro shop.

Clubhouse Features

A well-appointed 25,000 square-foot clubhouse is the centerpiece of Spruce Creek South and the hub of social life for the community. There’s a library, fully equipped exercise room, various hobby and game rooms, billiards, ballroom, heated outdoor pool and spa, and much more for socializing, working out, or kicking back.

Food & Beverage

Enjoy lunch seven days per week or dinner Wednesdays through Saturdays at Grill 19, the popular restaurant at The Links at Spruce Creek South. Stop in for dinner any Wednesday or Saturday night to catch the live entertainment.

Sports & Recreation

In addition to the fantastic golfing, residents have access to an expansive heated outdoor pool and water aerobics classes, as well as facilities for volleyball, basketball, bocce ball, pickleball, bowling, billiards, ping-pong, cards, and other sports and games. They can also join traveling softball or horseshoe teams that compete with teams from other area 55+ communities.

Natural Features

This community is of particular interest to equine enthusiasts, located in the midst of several thoroughbred horse farms. Several walking and biking trails wind through the community.

Local Area Information

Nearest Grocery Store
The Fresh Market, Winn Dixie, Aldi
Nearest Hospital
The Villages Regional Hospital, The Villages Regional Medical Center
Miles to Orlando
60 miles
Assisted Living
The Willows at Wildwood; Freedom Pointe at The Villages

Market Data

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Market Data

Homes for Sale in Spruce Creek South

17831 Se 96th Avenue, Summerfield
$197,000
2 Beds ⋅ 2 Baths ⋅ Spruce Creek South SubDv. ⋅ 34491 Zip Code ⋅ Active Status
Discover comfortable living in this inviting 2-bedroom, 2-bathroom home located in the desirable 55+ gated community of Spruce Creek South. The home features a welcoming living room, a spacious kitchen with ample cabinet storage, and an enclosed lanai with access to the backyard perfect for relaxing and enjoying the Florida lifestyle. Residents enjoy access to an impressive array of community amenities, including a clubhouse, heated swimming pool, fitness center, spa facilities, billiard and craft rooms, game rooms, and an event space. Outdoor recreation options include tennis courts, a softball field, shuffleboard, a golf course, dog-walking trails, and a variety of clubs and organized activities. The community also features a gated entrance with 24-hour guard service for added peace of mind. Conveniently located near restaurants, shopping centers, hospitals, and other everyday essentials, this home offers a wonderful opportunity to enjoy an active lifestyle in a sought-after 55+ community. Come explore Spruce Creek South and schedule your private showing today!

17831 Se 96th Avenue, Summerfield
9892 Se 177th Lane, Summerfield
$299,900
3 Beds ⋅ 2 Baths ⋅ Spruce Crk South 08 SubDv. ⋅ 34491 Zip Code ⋅ Active Status
Virtually Staged. MOSTLY FURNISHED, UPDATED, NEW ROOF BEFORE CLOSING, TWO BONUS LIVING SPACES, AND A FANTASTIC LOCATION NEAR THE CLUBHOUSE AND POOL! Welcome Home to Spruce Creek South, discover this spacious 3-bedroom, 2-bath home offering 1,766 sq. ft. of living space, PLUS a 17' x 11' LANAI/DEN UNDER ROOF WITH AC and an impressive 18' x 11' GLASS-ENCLOSED FLORIDA ROOM WITH AC! Nestled on a quiet, private street just minutes from THE VILLAGES. Even better, you're very close TO THE CLUBHOUSE AND POOL! Step inside and immediately appreciate the thoughtful upgrades and inviting atmosphere. LUXURY VINYL PLANK FLOORING flows throughout the home, complemented by tile flooring in both Bathrooms. The beautifully UPDATED KITCHEN features CUSTOM CABINETRY, NEW APPLIANCES, CORIAN COUNTER TOPS and a NEW SINK, while an Opened Wall between the Kitchen and Dining room creates a more spacious, Open feel that's perfect for everyday Living and Entertaining. Additional improvement's include NEW LIGHTING THROUGHOUT, UPDATED BATHROOMS, WINDOW TREATMENTS, and much more! Primary Bedroom has Walk In Closet and En-Suite Bathroom has TWO SINKS with QUARTZ COUNTERTOPS. The Guest Bedrooms are both equally sized with new Ceiling Fans. Guest Bathroom has a New Vanity. TWO SOLAR TUBES, one in the Living Room and another in the Dining Room, fill the home with beautiful natural light. Enjoy the flexibility of TWO wonderful bonus spaces! The 17' x 11' AIR-CONDITIONED LANAI/DEN provides additional room for relaxing, hobbies, or entertaining, while the expansive 18' x 11' GLASS-ENCLOSED FLORIDA ROOM is the perfect setting to enjoy Florida living year-round. The Garage features a convenient Side Entry Door, a Screened Garage Door, and a Laundry Area with WASHER AND DRYER INCLUDED. Additional exterior features include GUTTERS AND AN IRRIGATION SYSTEM. BIG-TICKET UPDATES PROVIDE ADDED PEACE OF MIND! A NEW ROOF WILL BE INSTALLED BEFORE CLOSING, and HVAC 2019. Life in Spruce Creek South is all about enjoying the Florida retirement lifestyle! This vibrant, gated 55+ community offers an impressive selection of amenities, including GOLF, TENNIS, PICKLEBALL, BOCCE BALL, SOFTBALL, BILLIARDS, A COMMUNITY RESTAURANT, CLUBHOUSE, HEATED POOL, AND NUMEROUS SOCIAL CLUBS AND ACTIVITIES. With convenient GOLF CART ACCESS TO NEARBY SHOPPING, RESTAURANTS, MEDICAL FACILITIES, AND ENTERTAINMENT, everything you need is just a short ride away! Schedule your Private Showing Today!

9892 Se 177th Lane, Summerfield
17909 Se 99th Avenue, Summerfield
$327,000
2 Beds ⋅ 2 Baths ⋅ Spruce Creek South SubDv. ⋅ 34491 Zip Code ⋅ Active Status
Enjoy both golf course and pond views in the gated 55+ community of Spruce Creek South! Situated directly on the golf course, this 2-bedroom, 2-bath home offers approximately 1,858 square feet, a 2-car garage, and an inviting floor plan with cathedral ceilings. A brick paver driveway and covered front porch create a welcoming entrance, complemented by mature shade trees, beautiful landscaping, and colorful flowers that attract butterflies and other pollinators. Inside, separate living and family rooms provide plenty of space to relax and entertain, while a formal dining area and an eat-in breakfast nook offer options for everyday meals and special gatherings. Four large skylights—one in the kitchen, one in the living room, and one in each bathroom—fill the home with natural light. The kitchen features generous cabinet and counter space and a window above the sink overlooking the golf course and pond. The spacious primary suite includes a large walk-in closet and a private bathroom with ample vanity space and a walk-in shower. An indoor laundry room adds everyday convenience, while a doggie door in the family room provides convenient access to the backyard. Enjoy the scenic surroundings from the enclosed Florida room or unwind on the covered, screened back lanai. A brick paver walkway wraps around the home and leads to the spacious rear patio, perfect for outdoor dining, entertaining, or enjoying the golf course and pond views. The partially fenced yard offers a lovely setting with mature shade trees, established landscaping, and flowering plants. Updates include windows replaced in 2022 with Anderson windows, new doors in 2022, a new roof in 2022, and a new air-conditioning system in 2021. Spruce Creek South offers a clubhouse, fitness center, heated outdoor pool and spa, pickleball and tennis courts, shuffleboard, walking trails, and a variety of clubs and social activities. The Links golf course and on-site dining provide additional recreation, with golf available for separate fees. Conveniently located near The Villages, shopping, restaurants, and medical services, this golf course property combines scenic surroundings with everyday convenience. Schedule your showing today!

17909 Se 99th Avenue, Summerfield
9902 Se 175th Street, Summerfield
$249,900
2 Beds ⋅ 2 Baths ⋅ Spruce Crk South 12 SubDv. ⋅ 34491 Zip Code ⋅ Active Status
AFFORDABLE FLORIDA LIVING! PRICED TO SELL! NEW ROOF 2026! REMODELED & MOVE-IN READY IN SPRUCE CREEK SOUTH! Discover comfort and convenience in this beautifully maintained 2-bedroom, 2-bath home with a 2-car garage, located in the desirable GATED 55+ COMMUNITY OF SPRUCE CREEK SOUTH in Summerfield, FL. Featuring GREAT CURB APPEAL and a NEW ROOF IN 2026. This inviting home offers an OPEN FLOOR PLAN, desirable SPLIT-BEDROOM DESIGN, NEW LAMINATE FLOORING, spacious bedrooms with LARGE WALK-IN CLOSETS, and convenient INSIDE LAUNDRY. Enjoy Florida living year-round in the LARGE ENCLOSED LANAI, perfect for relaxing or entertaining, along with an outdoor patio ideal for grilling and gatherings. Spruce Creek South offers an active 55+ lifestyle with a GATED ENTRANCE, 18-HOLE GOLF COURSE, CLUBHOUSE, POOL & SPA, FITNESS CENTER, PICKLEBALL, TENNIS, AND NUMEROUS SOCIAL ACTIVITIES. Conveniently located near shopping, restaurants, medical offices, and hospitals, with THE VA CLINIC APPROXIMATELY 4 MILES AWAY. Enjoy easy access to the shopping, dining, and entertainment of nearby THE VILLAGES, FL. Whether you're looking for a full-time residence or seasonal retreat, this WELL-MAINTAINED, REMODELED, MOVE-IN READY HOME IS PRICED TO SELL! Don't miss this opportunity to embrace an active Florida lifestyle at an exceptional value! Call today to schedule your showing to see your new home!

9902 Se 175th Street, Summerfield
10490 Se 179th Place, Summerfield
$299,900
3 Beds ⋅ 2 Baths ⋅ Spruce Creek South SubDv. ⋅ 34491 Zip Code ⋅ Active Status
RARE FIND! 3 BEDROOMS, GOLF COURSE FRONTAGE, CUL-DE-SAC LOCATION, OVERSIZED GARAGE, AND A BRAND-NEW ROOF PRIOR TO CLOSING! Opportunities like this don’t come along often in the highly desirable, gated 55+ community of SPRUCE CREEK SOUTH! This spacious EXTENDED HOLLY offers an impressive 1,970 square feet of living space, a spectacular GOLF COURSE SETTING, and a peaceful CUL-DE-SAC LOCATION! Finding all these desirable features in one home is exceptionally rare! From the moment you arrive, you’ll appreciate the GORGEOUS LANDSCAPING, oversized driveway, GARAGE SCREEN, and welcoming SCREENED FRONT PORCH. Step inside to discover VOLUME CEILINGS, attractive WOOD LAMINATE FLOORING throughout the main living areas, and CERAMIC TILE in the wet areas. The spacious, open floor plan provides plenty of room for everyday living, entertaining, and visiting family and friends. The beautifully appointed KITCHEN features crisp WHITE CABINETRY, elegant BLACK GRANITE COUNTERTOPS AND BACKSPLASH, ABOVE-CABINET ACCENT LIGHTING, and a STAINLESS STEEL FRENCH-DOOR REFRIGERATOR. The combination of white cabinetry and contrasting dark granite creates a timeless, sophisticated appearance. One of this home’s most spectacular features is the enormous 14’ x 24’ GLASS-ENCLOSED FLORIDA ROOM overlooking the GOLF COURSE! Imagine enjoying your morning coffee while watching golfers make their way down the fairway, relaxing with a good book, or entertaining guests against a beautiful golf course backdrop. With approximately 336 square feet of space, this incredible room offers panoramic golf course views and a wonderful setting for embracing the Florida lifestyle. GOLF-FRONT PROPERTIES are especially difficult to find in Spruce Creek South, making this location truly special! The PRIMARY SUITE features a private bathroom with GRANITE COUNTERTOPS, a decorative FRAMED MIRROR, and a SEPARATE SHOWER. The guest bathroom also features GRANITE COUNTERTOPS and a coordinating FRAMED MIRROR. Additional conveniences include HONEYCOMB WINDOW TREATMENTS on select windows and a HUMIDISTAT, particularly beneficial for seasonal residents. Need room for your vehicles, golf cart, or hobbies? You’ll LOVE THE OVERSIZED GARAGE! Measuring approximately 23.9 feet deep by 21.1 feet wide, this exceptionally spacious garage offers tremendous flexibility for parking and storage. Garage dimensions are approximate and should be independently verified by the buyer. MAJOR UPDATES PROVIDE ADDED PEACE OF MIND! The home features a 2021 HVAC SYSTEM, a 2024 HOT WATER HEATER, and the SELLER IS INSTALLING A BRAND-NEW ROOF PRIOR TO CLOSING! These significant improvements represent tremendous value and help eliminate concerns about several of the home’s most expensive components. SPRUCE CREEK SOUTH is a popular, GATED, ACTIVE-ADULT COMMUNITY conveniently located just north of The Villages. Residents enjoy an impressive array of recreational amenities, including a HEATED SWIMMING POOL, FITNESS CENTER, TENNIS, PICKLEBALL, BOCCE BALL, SHUFFLEBOARD, and a CLUBHOUSE offering numerous activities, clubs, and social opportunities. Golf enthusiasts will appreciate THE LINKS AT SPRUCE CREEK SOUTH, an 18-hole golf course featuring scenic fairways and beautiful surroundings. The community is GOLF-CART FRIENDLY and conveniently located near shopping, dining, medical facilities, and everyday conveniences. Don’t miss your opportunity to own this beautiful home and enjoy the Florida lifestyle you’ve been dreaming about!

10490 Se 179th Place, Summerfield
10434 Se 178th Place, Summerfield
$224,900
2 Beds ⋅ 2 Baths ⋅ Spruce Creek South SubDv. ⋅ 34491 Zip Code ⋅ Active Status
Welcome home to Florida Life! This highly sought-after Pecan Model is located on a rare, oversized quarter-acre lot (0.25 acres) in the premier 55+ gated golf course and golf-cart community of Spruce Creek South in Summerfield, FL. Offering an exceptional layout with a massive amount of privacy, this beautifully maintained property features 2 bedrooms, 2 bathrooms, an attached 2-car garage, and a dedicated, extended golf cart garage—offering a generous 1,008 sq. ft. of climate-controlled living space and 1,731 sq. ft. under roof. Interior & Architectural Highlights: Step through the welcoming covered front porch—perfect for relaxing year-round. Step into a functional, open-concept floor plan. Durable laminate flooring spans the entry, and tile flooring throughout the kitchen, dining room, and bathrooms. Indoor & Outdoor Living: Entertainment options abound with a beautiful, 15' x 9' glass-enclosed Florida room/lanai great for entertaining and relaxing year-round that seamlessly transitions to a backyard concrete covered enclosed patio. Positioned between the lanai and the extended golf cart garage, this outdoor space offers maximum privacy within your fully fenced-in backyard and matured landscaping for privacy. The Location & Lifestyle: Situated right off the vibrant US Hwy 441/27 commercial corridor, you are just 2 miles from Spanish Springs Town Square and 7 miles from Lake Sumter Landing in The Villages. Enjoy instant access to daily shopping, premium dining, and free nightly live entertainment with a different band every single night! World-Class Community Amenities: Spruce Creek South offers an active, resort-style retirement culture. Residents enjoy access to a spectacular 16,000+ sq. ft. clubhouse packed with a fitness center, billiards, a grand ballroom, and an endless social calendar. Outdoor enthusiasts can take advantage of the championship golf course, tennis courts, pickleball, shuffleboard, and a community softball field. Unbeatable Value: An incredible investment opportunity at this price point. Explore the photos and the immersive Matterport 3D virtual tour. Contact me or your agent today to schedule your private tour and start living your Florida dream!

10434 Se 178th Place, Summerfield
17565 Se 102nd Avenue, Summerfield
$249,000
2 Beds ⋅ 2 Baths ⋅ Spruce Crk South 03 SubDv. ⋅ 34491 Zip Code ⋅ Active Status
Welcome to your retirement oasis in Spruce Creek South! Welcome home to this light, bright, and spacious 2-bedroom, 2-bath home in the sought-after Spruce Creek South 55+ golf cart community, offering comfortable living spaces and an inviting Florida lifestyle. With over 1,400 square feet of air-conditioned living space, including a large bonus room, this versatile floor plan offers plenty of room to live, work, entertain, and enjoy your hobbies. The bonus room could easily serve as a home office, den, hobby room, or additional gathering space. The home features a welcoming eat-in kitchen with granite countertops, beautiful laminate flooring, and an open, comfortable layout designed for both everyday living and entertaining. Step outside to the covered and screened lanai, the perfect place to relax and enjoy the Florida weather while overlooking the beautifully landscaped, spacious, and private yard. A 2-car garage provides convenient parking and additional storage, while the new roof will be installed prior to closing, offering added peace of mind for the next owner. Enjoy the security and amenities of this guard-gated 55+ active adult community, where there is always something to do. Residents enjoy an impressive array of amenities, including a community pool and hot tub, golf, billiards, fitness facilities, horseshoes, a baseball field, and beautifully maintained grounds. With numerous social clubs and planned activities, it’s easy to stay active, make new friends, and enjoy everything this vibrant community has to offer. The location is hard to beat! Conveniently located next to The Villages, you’ll be close to an abundance of dining, shopping, entertainment, medical services, and religious institutions—putting everything you need within easy reach. And there’s even more to love: very reasonable HOA fees make this an exceptional opportunity to enjoy an active Florida lifestyle while keeping monthly community expenses manageable. The seller is highly motivated! Come see this wonderful home and all that Spruce Creek South has to offer. Bring your offers and make this Florida lifestyle your own!

17565 Se 102nd Avenue, Summerfield
10255 Se 178th Place, Summerfield
$239,000
2 Beds ⋅ 2 Baths ⋅ Spruce Creek South Iv SubDv. ⋅ 34491 Zip Code ⋅ Active Status
Welcome to this well maintained, turnkey Chestnut model located in Spruce Creek South, Summerfield, a desirable 55+ golf course community. This move-in ready 2 bedroom, 2 bath home features an inviting open floor plan designed for comfortable Florida living. The kitchen is a standout with newer cabinets, breakfast bar, granite counters and SS appliances. Laminate flooring flows throughout the main living areas, carpeting in the bedrooms. An enclosed lanai provides a relaxing retreat, perfect for enjoying your morning coffee or unwinding at the end of day. Additional features include a 2025 roof, HVAC 2011 and a convenient inside laundry room with cabinetry for extra storage. Ideally located near shopping, dining, medical facilities, the Villages and Ocala, this home offers comfort, convenience, and an easy Florida lifestyle. Don't miss this lovely opportunity to make this home yours!

10255 Se 178th Place, Summerfield
17965 Se 102nd Terrace, Summerfield
$245,000
2 Beds ⋅ 2 Baths ⋅ Spruce Creek South 04 SubDv. ⋅ 34491 Zip Code ⋅ Active Status
Turn-key, beautifully remodeled, and just steps from the golf course! Located within a private, gated 55+ golf community in Summerfield, this updated 2-bedroom, 2-bath home offers an affordable opportunity to enjoy the Florida lifestyle with many of the major improvements already completed. Step inside to an open and spacious living area complemented by brand-new flooring throughout, fresh interior paint, contemporary lighting, and modern finishes. The updated kitchen and bathrooms feature granite countertops, modern cabinetry, and upgraded fixtures, creating a clean, refreshed feel throughout the home. One of the highlights is the large, fully air-conditioned sunroom, providing additional space to relax, entertain, or enjoy year-round. Multiple outdoor areas offer even more opportunities to enjoy Florida's sunshine and surroundings. Major improvements include a brand-new roof and a newly sealed epoxy driveway completed in July 2026, adding to the home's move-in-ready appeal. The property is also being offered with brand-new furniture, fixtures, and fittings included, making this an especially convenient option for buyers looking for a seasonal residence, snowbird getaway, or full-time Florida home. The home is located just steps from the scenic Spruce Creek Golf Course, while residents can also enjoy community amenities including golf, a clubhouse, swimming pool, recreational activities, and more, all centered around an active 55+ lifestyle. Conveniently located near shopping, dining, medical facilities, and everyday necessities, with easy access to The Villages, Ocala, and Belleview. Buyers are encouraged to verify all property and community information, included furnishings, renovations, measurements, features, and improvements and to complete any inspections and due diligence they deem necessary. All information is deemed reliable but is not guaranteed.

17965 Se 102nd Terrace, Summerfield
17552 Se 96th Court, Summerfield
$259,900
2 Beds ⋅ 2 Baths ⋅ Spruce Creek South SubDv. ⋅ 34491 Zip Code ⋅ Active Status
Virtually Staged. Welcome home to paradise! This pristine, highly sought-after "The Palm" floor plan model is located in the premier gated 55+ community of Spruce Creek South in Summerfield, FL. Meticulously maintained and move-in ready, this immaculate home features 2 bedrooms, 2 bathrooms, a 2-car garage, and top-tier upgrades throughout. "Reflecting the extraordinary pride of ownership, the entire exterior of this home has just been meticulously hand-washed." by the owner! The Interior: A heavy-duty front door with center and side glass panels floods the entryway with natural light. Step inside to soaring vaulted cathedral ceilings, elegant plantation shutters throughout the home, and a seamless mix of luxury wood laminate, imported ceramic, and newer carpets. The completely renovated kitchen is a chef's dream, showcasing granite countertops, custom crown-molded newer cabinetry, newer stainless-steel appliances, a natural skylight, a ceramic tile backsplash, a top-of-the-line Kohler magnetic faucet, and a custom-built lighted pantry with a coat closet. Spa-Like Bathrooms with imported features: • Primary En-Suite: Features tile flooring from Spain, a spectacular floor-to-ceiling stacked stone accent wall and sidewall tiles from Italy, a dark wood double vanity with an engineered quartz top, a horizontal vanity mirror, and a newer toilet. • Guest Bathroom: Appointed with designer wall tiles from Brazil, floor tiles from Portugal, and a new single vanity with an engineered quartz top, undermount sink, and Glacier Bay toilet. Outdoor & Indoor Living: Relax in the massive 24’ x 12’ enclosed lanai, accessible from both the dining room and primary suite, or grill on the rear concrete open patio, and newer downspouts. Major System Updates: • Roof & HVAC: Newer 2022 Owens Corning Roof & Newer 2020 HVAC System • Plumbing & Electric: Newer 2021 Hot Water Heater & newer 2021 metal switch covers/outlets throughout the house. • Garage & Appliances: Newer 2026 Electric Garage Door Opener (with manual privacy screens) & 2025 Dryer with a good working newer washer. • Fixtures: 2024 modern electrical fixtures & 6 newer ceiling fans (including a Hunter fan in the primary suite) The Location & Lifestyle: Located right off the US Hwy 441/27 corridor, you are just 2 miles from Spanish Springs Town Square and 7 miles from Lake Sumter Landing in The Villages—enjoy daily free live entertainment with a different band every night! Residents also gain access to a spectacular 16,000+ sq. ft. clubhouse with a fitness center, billiards, and a ballroom. Explore the photos and the Matterport 3D virtual tour. Contact me or your agent today to schedule your private tour!

17552 Se 96th Court, Summerfield
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